While other top European clubs regularly invest hundreds of millions in new stars, FC Bayern has been pursuing a more controlled course for years. At Säbener Straße, they pay meticulous attention to the balance between sporting quality and economic rationality. And it is precisely this strategy that could pay off once again next summer
Because away from the big headlines surrounding possible star transfers, the record champions are hiding enormous revenue potential – parked with numerous loan players at home and abroad
Goalkeeper duo with clear prospects
Alexander Nübel, who has been parked at VfB Stuttgart for three years, is likely to be sold for good in the summer. A return to Munich is considered unrealistic, especially as Jonas Urbig has long been internally developed as Neuer’s designated successor. 15 to 20 million euros are being traded for Nübel – a sum that seems realistic given his Bundesliga experience. The problem: FCB is finding it difficult to find a buyer, also because Nübel is said to earn more than ten million euros per year
The signs are also pointing to a departure for Daniel Peretz. After a stopover at HSV, he is now at Southampton FC. The agreed purchase option for eight million euros could be exercised soon. Planning security included
Palhinha, Boey, Zaragoza: Expensive experiments as revenue generators?

João Palhinha, Sacha Boey and Bryan Zaragoza promise larger sums of money
Palhinha, once Thomas Tuchel’s dream player, never really found his feet under Vincent Kompany. Tottenham have a purchase option worth 25 million euros. Even if Spurs hesitate, a buyer in the region of 20 million euros is likely to be found
Boey is expected to regain his former strength at Galatasaray, and if the Turkish club takes up the option to buy, he will receive around 15 million euros
Zaragoza, on the other hand, is currently under contract with AS Roma and the agreed purchase option of €13.5 million could become mandatory if sporting criteria are met – a scenario that does not appear unrealistic
Talents as silent investments

The younger players will be exciting
Arijon Ibrahimovic is gaining valuable minutes at 1. FC Heidenheim. As there is no option to buy, Bayern can negotiate freely in the summer. His market value is officially around five million euros – and rising
Lovro Zvonarek is impressing in Zurich, Maurice Krattenmacher is fighting his way through at Hertha, Armindo Sieb is gaining experience at Mainz. Here, too, several million euros per player are conceivable
Jonah Kusi-Asare is not yet a factor at Fulham, but has a purchase option of 3.5 million euros – a manageable but solid plus deal
Noel Aseko remains particularly interesting. Hannover can sign him permanently for one million euros, but Bayern have an option to buy him back. Internally, he is seen as a candidate for higher tasks – either as Goretzka’s successor or as a lucrative sell-on target. There is even talk of double-digit million sums
Realistic scenario with a three-digit dimension
Not every one of these transfers will automatically materialize in the summer, and not every purchase option will be exercised. But even with a cautious calculation, a considerable picture emerges
If you add up realistic sales sums for Nübel, Peretz, Palhinha, Boey, Zaragoza and several young players, the potential is in the region of 80 to 100 million euros. And that’s without giving up any established regular players
This is precisely the strength of Munich’s transfer policy. FC Bayern does not have to sacrifice any stars to create room for manoeuvre. Instead, the revenue could be generated from the second tier – strategically planned, economically sensible
Whether the maximum is used depends on the sporting development of the loan players, but one thing is clear: Säbener Straße has more financial options in the summer than it appears at first glance.

